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personal forgiveness
"Father, forgive them for they don't know what they are doing" (Luke 23:34a). If you wish to see forgiveness, look to the cross of Christ. There you will see forgiveness in its purest form. Even as the Savior hung upon the cross, even as every one of the world's sins -- your sins, my sins, everybody's sins -- rested upon Him, even as men gambled for His clothing and laughed at His pain, He called out: "Father, forgive them for they don't know what they are doing" (Luke 23:34a). Do you prefer forgiveness to be more personal? Look into your own heart, at your own conscience, and know the worst sins that you find there are -- because of Jesus' suffering, death, and resurrection -- gone. Forgiveness? Look to the cross and remember that place where died all our dark and devious deeds, all our foul and filthy feelings. Forgiveness? Look to the cross where your forgiveness was won. Look into the Savior's empty, open tomb and see His victory.... (more)

The NZacher
2016 -
Another 3
years on from my last post

Hello Internet. It's me again. It's been a while. I hope you have been well. I hope that you've had a decent amount of happiness during my absence. Seriously, I really hope that you've been mostly happy because what you're about to read is an "eye rolling - oh no here he goes again" segment. I guess I'll jump straight to it. Here I am three years on where my heart has been ripped to shreds and reassembled together - twice. I really don't know what to say to that anymore and I'm not sure how much more I can take this. I feel like every effort that I've made to secure happiness somehow just seems to fall apart. I feel trapped in my current situation as I don't see any way out of it. I am aware that every hardship is temporary but for me it's more of a case where I don't think I can take another hit of this. So, the plan this year (and possibly) the next few years was the following: 1. Get together with someone i.e. girlfriend 2. Secure a home in this challenging housing market 3. Go... (more)

Things Charismatic
People Do Differently
To Stand Out

1. They carry themselves well Charismatic people walk into a room like they own the joint. When giving a speech or presentation, they dress well, stand up straight, and make eye contact with members of the audience. They also aren’t afraid to give a humanizing smirk every once in a while, to remind everyone that they aren’t robots. Although you should never judge a book by its cover, it’s human nature to do so; charismatic people understand this, and present themselves accordingly. 2. They’re persuasive Charismatic people are able to take complex, abstract ideas, and make them concrete and understandable. They also have the ability to connect seemingly unrelated ideas in order to prove a point or get a message across. Charismatic people can also take global ideas and relate them to a local audience. By using facts and emotional appeal, the most charismatic people can convince an audience of almost anything. 3. They’re good listeners Not only do charismatic people know how... (more)

Financial Visions
Focus On Income Over Assets In Your Retirement Planning
What is the more important marker in retirement planning: income or assets? This is an important question for retirees. After all, retirement can last for 30 years or longer. It isn’t a time to make mistakes. Inferior planning may lead to income gaps or other unnecessary financial complications. In past discussion, we have noted how income planning differs from investment planning, especially with its focus on monthly income. Retirement is a phase of “distribution,” or where we draw on a nest egg for income. It’s different from the working years, when we are accumulating assets and can “refill the bucket” with employment income, should we incur investment losses. Seniors don’t have this luxury during their retirement years. For this reason, among others, we believe that income should be the primary focus. Here’s a look at some reasons why income should be a planning priority, and why you may want to account for this in your planning, as well. Why... (more)

Normal Is A Myth
the comeback starts today!
Jesus spent 40 days in the wilderness. I have no excuse for spending 6 1/2 years there. It's never too late to become what you might have been. Everyone runs in a ditch sooner or later, but not everyone gets back on the road.

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